The purpose of health insurance is to provide peace of mind to you and your family that you will not be financially ruined in case of illness, accident, or injury. Health insurance coverage will help pay for medical care you or a member of your family may require.
Although you may be young and healthy, you should have health insurance in case of unexpected illness or serious accidental injury; without insurance, regardless of your age, you’re responsible for paying for treatment once a medical event happens.
Beginning in 2014, the Affordable Care Act (ACA) requires everyone to have health insurance that meets minimum standards as defined by the act. If you don’t have health insurance, you may be subject to tax penalties—and the penalties increase in coming years.
The ACA can be confusing for many people, but the Certified Application Counselors at Schultheis Insurance are trained to explain the program and certified to help you complete an application for coverage.
Are you a business owner? Schultheis has four agents who are certified in writing ACA policies for businesses.