Insurance is a very competitive business and the price you pay for your Renters Insurance can vary by hundreds of dollars, depending on the insurance company from which you purchase your policy. Schultheis Insurance understands this and wants to help consumers make educated and cost-effective decisions regarding insurance coverage. Below you will find a list of the most commonly asked questions regarding Home Insurace. If you don't find an answer to your question below, please contact us and one of our agents will be happy to assist you.
A tenants policy provides personal belongings coverage for individuals who lease an apartment or dwelling. There are many different types of coverage programs that vary in price and coverage.
The best and easiest way to determine how much coverage you need would be to take an inventory of your contents and personal belongings. Try to determine how much you originally paid for the items and, whenever possible, keep receipts, especially on the big ticket items. Then store the information off premises, preferably in a safety deposit box and update the information as often as is needed. Please keep in mind that your landlord is not responsible for any damages to or for the theft of any of your contents or personal belongings or for your own personal liability exposures.