Now that you've got your renter's policy, how do you file a claim? If your property is stolen, damaged, or destroyed follow the advice below to achieve the quickest resolution of your claim.
As soon as you become aware of a loss, write down everything -- the date, time of day, list of goods stolen or damaged. Have your inventory list on hand from before the loss for comparison.
The police report is one of the most important pieces of proof you have to prove your loss occurred. The quicker you get the police to verify and record your loss the quicker and easier your claim will be resolved.
Contact your agent to report the loss and get the appropriate claims processes started. There may be some claims forms which must be completed. Written and documented reports of losses are especially important when theft is involved. Include everything and carefully assess damages as accurately as possible. Claims which must be amended will take longer to resolve.