Why Do I Need Health Insurance?

The purpose of health insurance is to provide peace of mind to you and your family that you will not be financially ruined in case of illness, accident, or injury. Health insurance coverage will help pay for medical care you or a member of your family may require. Although you may be young and healthy, you should have health insurance in case of unexpected illness or serious accidental injury. Another reason to have health insurance even though you may not need it today is that once a medical event happens, you may not be able to get coverage for that event or related conditions.